The Pulse | LoanMarket
Rates hold at 2.5% as RBA looks at other ways to cool property market
Hi Reader,

Speculation has grown in the last month over whether the RBA and APRA are going to introduce tighter restrictions on home loan lending in an attempt to slow down demand. In this edition I’ve provided some insight into what these measures might look like and what they could mean for borrowers.

There’s also been growing concern at the number of homeowners taking out interest-only loans. And while this type of loan is a great short term solution for many, I would always recommend clients talk to me about their specific circumstances before advising which loan is best suited to their needs.

Finally, I’ve also included some broker essentials which your clients should keep in mind when using my services.

Mark Harrison
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For more information call your local expert Mark Harrison
Senior Mortgage Broker Phone 0755365844 | 0402865282
Loan Market | Australian Credit Licence (ACL) 390 222 | Australian Business Number (ABN) 83 105 221 967
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* Rates are current at 10/10/2014 based on CBA Rate Saver Home Loan 3 Yr Special Variable. $1,000 REBATE FOR FIRST HOME BUYERS – Extended to Saturday 29 November 2014. Minimum loan amount $10,000 to maximum loan amount $ 999,999 with a loan to value ratio of <95%. Approved applicant only and rates subject to change. The comparison rate is calculated on the basis of a $ 150,000 secured loan over 25 years. Warning this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Interest rates, fees and conditions are indicative and subject to change without notice.