The INSIDER | LoanMarket
Hello there, 

3 weeks out from our move and things are looking great at our new branch.  It has been a pretty smooth process and we have enjoyed planning the new space and thinking of ways to make our new branch inviting, comfortable and innovative for our clients and of course a great space to work in!  Our move date is the 1st July and it will be here before we know it! Read More
 

How is affordability assessed when lending money?

With most of the news highlighting how unaffordable housing is or is getting I thought it would be interesting to post how banks assess affordability when applying for a mortgage.

Affordability is a matter of opinion and as we all know opinions vary. In our case the opinions are based upon the banks assessment of your overall income versus total outgoings per month equating to a measurement called UMI (Uncommitted Monthly Income) Read More

Major High Street Bank Makes Important Changes to Lending Policy

One of the major high street banks have made some significant changes to their lending policy effective immediately in what we believe is to curb the Reserve Bank from introducing debt to income ratios to slow down the housing market. Read More

Personal and Private Health Insurance

In line with our branch relocation we have decided it would be great timing to highlight the other important part of our business that we specialise in, which is the Personal and Private Health Insurance Market

To celebrate our new branch, we are able to offer our clients a 20% discount for all qualifying Easy Health Cover applications applied for by 31st July 2016, as well as a 10% discount on all Life and
Mortgage Protection Insurance applications up to 30th September 2016. These discounts are for life of policy! Read More
 

Buying with confidence
Buying a home is one of the biggest moments of your life - it’s important to take the time to get prepared.When you combine attending open homes, searching for new suburbs and adding auction dates into your calendar, house hunting can soon feel overwhelming - and on top of it all, you probably need to arrange your finance too. More
Three reasons property investors should use a Mortgage Adviser
When it comes to property investment, your decisions should be based on logic and potential financial returns. That’s why it can be so beneficial to work with a mortgage adviser - they can guide you through the ever-changing lending market to make sure you have a loan product that will maximise your investment. More
2.25%
Official cash rate
For more information call your local expert Stewart Mitchell & Sam Heans
Mortgage Advisers Phone +64 3 4411307 | Stewart - +64 21 762 606 & Sam - +64 21 236 0229
stewart.mitchell@loanmarket.co.nz
http://www.loanmarket.co.nz/queenstown
Loan Market | FSP Number: FSP191485
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